:root{--blue:#005BBB;--dark:#003E7E;--light:#EAF4FF;--text:#0f172a;--muted:#64748b;--bg:#f7f9fc;--white:#fff;--line:#e2e8f0;--shadow:0 18px 45px rgba(15,23,42,.10);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.5}.container{width:min(1160px,92%);margin:auto}.topbar{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:14px 0}.brand img{width:260px;max-width:52vw}.menu{display:flex;gap:22px;align-items:center}.menu a{color:#334155;text-decoration:none;font-weight:700;font-size:15px}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:14px 22px;text-decoration:none;border:0;font-weight:800;cursor:pointer;gap:8px}.btn.primary{background:var(--blue);color:white;box-shadow:0 10px 24px rgba(0,91,187,.28)}.btn.secondary{background:white;color:var(--dark);border:1px solid var(--line)}.hero{background:linear-gradient(180deg,#fff 0,#f5f9ff 100%);padding:64px 0 46px}.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;gap:42px;align-items:center}.eyebrow{font-weight:900;color:var(--blue);letter-spacing:.08em;text-transform:uppercase;font-size:14px}.hero h1{font-size:clamp(36px,5.6vw,70px);line-height:1.02;margin:12px 0}.hero h1 span{color:var(--blue)}.lead{font-size:20px;color:#334155;max-width:650px}.checks{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 18px;margin:26px 0}.checks div,.tick{font-weight:700}.checks div:before,.tick:before{content:'✓';color:var(--blue);margin-right:8px}.actions{display:flex;gap:12px;flex-wrap:wrap}.legal-note{font-size:13px;color:var(--muted);margin-top:18px}.hero-card{background:white;border-radius:32px;padding:26px;box-shadow:var(--shadow);position:relative;overflow:hidden}.mock-photo{height:315px;border-radius:24px;background:radial-gradient(circle at 30% 25%,#fff 0 7%,transparent 8%),linear-gradient(135deg,#dcecff,#fff 45%,#b7d7ff);display:flex;align-items:center;justify-content:center}.mock-photo img{width:78%;filter:drop-shadow(0 24px 22px rgba(15,23,42,.22))}.rate-badge{position:absolute;left:36px;top:36px;background:white;border-radius:20px;padding:18px 22px;box-shadow:var(--shadow)}.rate-badge b{font-size:40px;color:var(--blue)}section{padding:68px 0}.section-title{text-align:center;margin-bottom:36px}.section-title h2{font-size:clamp(28px,4vw,44px);margin:0}.section-title p{color:var(--muted);font-size:18px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 10px 28px rgba(15,23,42,.06)}.icon{font-size:32px}.card h3{margin:10px 0 6px}.muted{color:var(--muted)}.blue-section{background:var(--bg)}.sim-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;align-items:start}.panel{background:white;border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}label{display:block;font-weight:800;margin:12px 0 7px}input,select,textarea{width:100%;padding:14px 16px;border:1px solid #cbd5e1;border-radius:14px;font:inherit;background:white}.inline{display:grid;grid-template-columns:1fr 1fr;gap:12px}.radio-row{display:flex;gap:12px;flex-wrap:wrap}.pill{border:1px solid var(--line);border-radius:999px;padding:12px 16px;font-weight:800;cursor:pointer}.pill input{width:auto;margin-right:7px}.result{margin-top:18px;border-radius:18px;background:var(--light);padding:18px}.result strong{font-size:34px;color:var(--dark)}.docs{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.upload{border:2px dashed #9cc7ff;background:#f8fbff;border-radius:var(--radius);text-align:center;padding:34px}.steps{display:grid;grid-template-columns:repeat(7,1fr);gap:12px}.step{background:white;border:1px solid var(--line);border-radius:18px;padding:18px;text-align:center;font-weight:800}.step b{display:block;color:var(--blue);font-size:26px}.faq{max-width:900px;margin:auto}.faq details{background:white;border:1px solid var(--line);border-radius:16px;padding:18px 20px;margin:12px 0}.faq summary{font-weight:900;cursor:pointer}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.footer{background:#06162d;color:white;padding:40px 0}.footer a{color:white}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:28px}.footer small{color:#b7c5d8}.cookie{position:fixed;left:20px;right:20px;bottom:18px;background:white;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:18px;z-index:20;display:none}.cookie.show{display:block}.cookie .actions{margin-top:10px}@media(max-width:900px){.menu{display:none}.hero-grid,.sim-grid,.contact-grid,.footer-grid{grid-template-columns:1fr}.cards,.docs{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.checks{grid-template-columns:1fr}.brand img{width:220px}}@media(max-width:560px){.cards,.docs,.steps,.inline{grid-template-columns:1fr}.hero{padding-top:34px}.mock-photo{height:230px}.rate-badge b{font-size:32px}}